Credit Risk Management and Banking Business in Europe

This chapter examines credit risk and credit risk management issues in the context of banks and evolution of the banking business, focusing on non-performing loans. Such topics are of considerable importance where bank reinforcement is concerned and also influences the capacity of banks to lend credit to the economy and especially to small- and medium-sized enterprises. The latter aspect represents the point of return to satisfactory rates of economic growth in the European countries, particularly the weaker ones.